Nicholas Hall Independent Mortgage Brokers

07903 847 748

info@nicholas-hall.com

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CREDIT PROBLEMS? NOT SURE?

Download Mortgage Enquiry Form
(PDF 27Kb)

The Credit Crunch has affected mortgage supply, through tighter underwriting, down-valuations and loan-to-value(LTV) restrictions.

This is despite the Base Rate being reduced to an all time low.

So it may be difficult to source all of the mortgages stated within these web pages. (specifically LTV maximums, 100% & Buy to Let at 85%).

Mortgage Calculator

This calculator will give you a rough idea of what your monthly payments would be for a particular loan amount and interest rate.

How much do you want to borrow?	£

Interest rate		.%

How long do you want to borrow the money for?		yrs

Mortgage Type




Monthly Payment	£

This calculator gives you an idea of what you might be able to borrow (this will vary greatly from lender to lender).

Annual income for first applicant	£

Annual income for joint applicant	£

Regular bonus or commission income for first applicant	£

Regular bonus or commission income for joint applicant	£





This is how much you can borrow (low)	£

This is how much you can borrow (high)	£

Nicholas Hall is an adviser with Julian Harris Mortgages Limited who are authorised and regulated by the Financial Conduct Authority. Your home may be repossessed if you do not keep up payments on a mortgage or loan secured on it. Written quotations available on request. All loans are subject to status. Some loans may require assignment of life assurance. Residential Mortgage transactions will not incur a broker's commission fee. THE STERLING EQUIVALENT OF YOUR MORTGAGE UNDER A FOREIGN CURRENCY MORTGAGE MAY BE INCREASED BY EXCHANGE RATE MOVEMENTS. Think carefully before securing other debts against your home.

The Financial Ombudsman Service (FOS) is an agency for arbitrating on unresolved complaints between regulated firms and their clients.
Full details of the FOS can be found on its website at www.financial-ombudsman.org.uk