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Ex-pat/Overseas

More and more people are looking to buy property either overseas for holiday homes, to live permanently and/or for income reasons.

There is a large choice of options to borrow money for these purposes whether you would like to buy in Spain, Portugal, France, Italy, Poland, Greece, Malta, Cyprus or Ireland. You may want to spread your wings further, maybe to Australia, New Zealand, Dubai or South Africa or go west to Canada, USA or the Caribbean! 

Are you already living abroad and wish to buy a property in the UK? Again, there is a large selection of schemes available for you. Whether it is on a buy to let basis or home for the future there many lenders out there! 

If you have recently moved to the UK as a Non-UK National a number of lenders now have a positive lending policy and therefore there is a good selection of schemes. 

Many of the above options maybe available on an interest only, self-certified income basis and some are available in different currencies.

 
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Nicholas Hall is an adviser with Julian Harris Mortgages Limited who are authorised and regulated by the Financial Conduct Authority. Your home may be repossessed if you do not keep up payments on a mortgage or loan secured on it. Written quotations available on request. All loans are subject to status. Some loans may require assignment of life assurance. Residential Mortgage transactions will not incur a broker's commission fee. THE STERLING EQUIVALENT OF YOUR MORTGAGE UNDER A FOREIGN CURRENCY MORTGAGE MAY BE INCREASED BY EXCHANGE RATE MOVEMENTS. Think carefully before securing other debts against your home.

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